Terms & Conditions

TERMS AND CONDITIONS OF SERVICE
Last Updated: June 9, 2026

Welcome to Living Life Fabulous Lending, LLC. By accessing our website, submitting an application, or utilizing our micro-funding platform, you ("User," "Borrower," or "Wholesaler") agree to be legally bound by these Terms and Conditions. If you do not agree, you must immediately cease using this website.

 

1. Exclusively Commercial/Business Purpose

• No Consumer Loans: All services, capital deployment, and financial products provided by the Company are strictly for commercial, business, and investment purposes.

• Prohibited Use: You are strictly prohibited from using our capital or services for personal, family, household, or primary residential homestead purposes.

• Regulatory Exemption: By using this platform, you warrant that you are a business entity (e.g., LLC, Corporation, LP) operating under Chapter 306 of the Texas Finance Code, and acknowledge that this transaction is exempt from the federal Truth in Lending Act (TILA), RESPA, and state consumer protection caps.

2. Deal Submission, Verification, and Pre-Qualification

• Submission Accuracy: When uploading an A-to-B purchase contract, corporate documents, or title company information, you warrant that all data is accurate, truthful, and complete.

• No Commitment to Fund: Submission of a deal via our online intake form does not guarantee funding. We reserve the absolute right to deny transactional funding for any deal, at our sole discretion, during our 5-minute pre-qualification review.

• Wire Fraud Prevention: Users must verbally confirm title company wiring instructions prior to authorizing any fund transfers. We are not liable for losses resulting from third-party interceptive email or wire fraud.

3. Title Escrow and Capital Handling Requirements

• Restricted Capital Destination: Company will under no circumstances wire capital directly to a user's personal or business checking account. All funds must flow directly to a verified, licensed Texas Title Company escrow account holding a valid GF number.

• Escrow Superiority: In the event of a real estate deal collapse, our direct Escrow Holdback and Release Instructions sent to the title company take absolute precedence over any conflicting user commands.

4. Intellectual Property and Limited License

• All website content, online calculation matrixes, marketing graphics, and custom intake forms are the exclusive property of the Company. You are granted a limited, non-transferable license to use our site solely to submit your real estate deals for funding review.

5. Limitation of Liability and Indemnification

• No Deal Liabilities: We provide capital only. We are not a party to your real estate transaction and are not responsible if a buyer backs out, a seller defaults, or a title company delays a closing.

• Cap on Liability: To the maximum extent permitted by Texas law, our total liability for any dispute arising from your use of this website or our services is strictly limited to the amount of upfront processing fees you paid to us, if any.

• Indemnification: You agree to indemnify, defend, and hold harmless the Company and its managing members from any claims, losses, or legal fees resulting from your breach of these terms, title disputes, or misrepresentations of your business status.

6. Governing Law and Mandatory Arbitration

• Texas Jurisdiction: These terms are governed exclusively by the laws of the State of Texas, without regard to conflict of law principles.

• Dispute Resolution: Any dispute, claim, or controversy arising out of your use of this platform or our funding agreements shall be settled by binding arbitration in Denton County Texas, in accordance with the rules of the American Arbitration Association.